Welcome to
1st access capital partners

PRIVATE REAL ESTATE LENDING

PRIVATE BUSINESS FINANCING

Why Choose 1st Access Capital?

Located in the NYC Financial District, 1st Access Capital provides asset based lending for many types of commercial and 1 to 4 family investment properties. We have "No Income" and "No Appraisal Required" mortgage financing loan programs available for qualified borrower's and are very flexible regarding our rates, terms and collateral. We are also flexible when it comes to the "less than perfect" credit borrower. Our process is streamlined for quick closings.


1st Access Capital also provides funding to seasoned developers that qualify under our "No Income Check" residential fix and flip program where we could fund up to 90% on a purchase & 100% towards rehab funds. Our rehab programs include financing for multi-family, small balance & large balance commercial which includes ground up construction projects.


Looking for business financing? Under our working capital finance program, we are able to provide qualified business owners working capital and revolving credit lines without collateralizing  real estate. Our program caters to the "less than perfect" credit applicant with credit scores as low as 500.

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 NO DOC / NO APPRAISAL

SHORT TERM BRIDGE LOAN

"No Minimum Credit Scores"

Commercial / Mixed-Use

Multi Family

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 NO INCOME / 30 YR TERM

4.75% INTEREST RATE

"Minimum 600 Mid FICO Score"

"Only One Latest Bank Statement"

1 to 4 Family Dwellings

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 REHAB LOANS / FIX & FLIP

NO TAX RETURNS

"Up to 90% Towards Purchase"

"Up To 100% Towards Rehab"

1 To 4 Family & Mixed-Use

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 NO INCOME / NO CREDIT

4.75% RATE / 15 & 30 YEAR TERM

Commercial Properties/Up to $50MM

Multi Family 5+ Units

Mix-Use, Retail,Warehouses

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 LARGE BALANCE LOANS

SHORT TERM BRIDGE LOAN

Commercial Properties

Purchase / Refinance

Ground Up Construction Projects

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 BUSINESS FINANCING

NO COLLATERAL NEEDED

Revolving Line Of Credit

Invoice Factoring

Business Cash Advance

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RECENT FUNDING'S

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