$250,000 to $50 Million.
Purchase / Refinance (Rate / Term & Cash Out.
Lending Areas: NY, NJ, CT, PA (All other states on a case by case basis).
Multi-Family Apartment Buildings (6 to 100 Units), Mixed-Use, Retail, Warehouses.
No Minimum Credit Scores. No Credit Check.
65% Loan To Value (LTV).
(Program Option #1): 4.75%, 5+5+5, 25 Year Amortization, DSCR = 1.35%.
(Program Option #2): 5.5%, 15 Year Fixed, DSCR = 1.35%.
Must Own The Property In LLC. If Property Is In Personal Name, You Must Transfer From Personal Name To LLC.
No Prepayment Penalties.
No Personal Guarantees.
No Income Documentation, No Credit Report, No Personal Guarantees, No Prepayment Penalty, Rates As Low As 4.75%.
Up to $5 Million (Over $5 Million, please review our "Large Balance Commercial Lending Program").
Purchase, Refinance (Rate / Term & Cash Out).
Lending Areas: All States Except: AZ,CA,IL,MI,NV,NH,NC,OR,SD,VT.
The following are the only states where property must be in an LLC or Corp.: FL.
Multifamily (5+ Units), Mixed-Use, Office, Retail, Warehouse, Self-Storage, Automotive Services, 1 to 4 Family True Investment Properties.
640 Minimum Middle FICO Score.
Up to 75% Loan To Value (LTV).
Up to 80% Combined Loan To Value (CLTV).
(Program Option #1): 3 Year Fixed Rate, 30 Year Amortization, 30 Year Term.
(Program Option #2): 8 Year Fixed Rate, 30 Year Amortization, 30 Year Term.
We Offer The Most Competitive Rates In the Industry.
No Income Verification, No Debt Service Coverage Ratio (DSCR), 30 Year Loan Term/30 Year Amortization, Closings In As Little As 2 to 3 Weeks, Loan Does Not Show Up On Your Personal Credit Report (Unless you are in default), Very Competitive Rates.
All rights reserved 1st Access Capital. Copyright 2018.
This is an invitation to apply. (applicant's must satisfy certain eligibility requirements) and not an offer or commitment to provide access to capital. Restrictions apply. Rates, programs, terms and conditions may be changed without notice and our 1 to 4 family residential programs are applicable only to investment properties.